If you are facing a financial hardship, a foreclosure or garnishment, a pending Warrant in Debt or Judgment, and not sure whether bankruptcy is the only option or have questions like: whether to file bankruptcy under Chapter 7 or Chapter 13? Whether you will be able to retain possession of your home or your vehicle? Whether your spouse will be affected by your filing? No matter whatever your concerns are, we will discuss your unique situation and provide you with the options that best suit your needs. We will not only discuss the process and consequences of filing for bankruptcy, we will counsel you through the process of building up your credit again.